Is your motorcycle covered by home owners insurance?

Typically, motorcycles are not covered by homeowners insurance. Homeowners insurance policies generally cover the structure of your home and your personal belongings inside the home, but they typically do not provide coverage for vehicles.

To insure your motorcycle, you will need to purchase a separate motorcycle insurance policy. Motorcycle insurance policies provide coverage for various risks, including damage to your motorcycle, liability for injuries or damage caused to others, and medical payments for injuries sustained by you or your passengers.