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Do i need insurance on a motorcyle in AZ?

Yes, according to Arizona Revised Statutes (ARS) §28-1101, it is mandatory for all motorcycle owners in Arizona to have motorcycle insurance.

- The minimum liability insurance coverage required in Arizona for motorcycles are as following:

- Bodily injury liability coverage: $15,000 per person and $30,000 per accident

- Property damage liability coverage: $5,000 per accident

Proof of insurance must be provided in order to:

- Register your motorcycle with the Arizona Department of Transportation Motor Vehicle Division (ADOT MVD);

- Renew your motorcycle registration;

- Apply for or renew your motorcycle license.

Without motorcycle insurance, you may face:

- A fine or imprisonment;

- Your motorcycle being impounded;

- Denial of registration and license;

- Liability for damages or injuries you cause while operating an uninsured motorcycle.

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