When do you need insurance on a motorcycle?

Insurance is typically required for any motorcycle that is being operated on public roads. Some states only require liability coverage, while others may also require comprehensive and collision coverage.

Here are some specific scenarios when you may need motorcycle insurance:

1. If you are financing your motorcycle, the lender will likely require you to have full coverage insurance (which includes comprehensive and collision coverage) until the loan is paid off.

2. If you are leasing a motorcycle, the leasing company will require you to have full coverage insurance.

3. If you are involved in an accident, you may be required to have insurance in order to cover the damages.

4. Some states require all motorcyclists to have insurance, regardless of whether the motorcycle is financed, leased, or involved in an accident.