* Your car insurance policy likely only covers the car itself. It won't cover damage to the trailer, its contents, or liability for accidents caused by the trailer.
* Trailer insurance provides specific coverage for the trailer, including:
* Liability: This covers injuries or property damage caused by the trailer.
* Collision: This covers damage to the trailer if it's involved in an accident.
* Comprehensive: This covers damage to the trailer from things like theft, vandalism, or hail.
* Contents: This covers the belongings you have stored in the trailer.
Here are some things to consider:
* Type of trailer: The type of trailer you have (e.g., utility, boat, camper) can affect the type of insurance you need.
* Value of the trailer: The value of the trailer will determine how much insurance you need.
* Your state laws: Some states have mandatory trailer insurance requirements.
It's always best to speak with your insurance agent to determine the best coverage for your specific situation. They can explain the various options and help you choose the right insurance policy for your needs.
