To seize a car to satisfy a debt, a creditor would need to pursue other legal avenues, such as:
* Repossession: If the car is financed and you're in default on the loan, the lender has the right to repossess it under the terms of your loan agreement. This isn't a garnishment.
* Judgment and Levy: After obtaining a court judgment against you, a creditor can seek a writ of execution (or levy) to seize and sell your non-exempt assets, including your car. However, many states have exemptions that protect certain assets, like a car needed for work, up to a certain value, from seizure. This isn't a garnishment either.
In short, garnishment is a specific legal procedure that doesn't typically involve the seizure of personal property directly in the debtor's possession. Other legal actions are required to seize and sell a car to satisfy a debt.