* Vehicle value: GT models, being better equipped and often more desirable, tend to have a higher market value, leading to higher premiums.
* Performance capabilities: The GT's more powerful engine and potentially sportier handling make it statistically more likely to be involved in an accident, increasing insurance costs.
* Repair costs: Parts for a GT might be more expensive or harder to find than for a base model, driving up repair costs, which insurers factor in.
While the specifics depend on your location, driving record, and the insurer, the general trend is that the GT's higher value and performance lead to higher insurance premiums compared to the Coupe or SE.