What states have the cheapest auto insurance?

The states with the cheapest average auto insurance premiums generally tend to be in the South and Midwest. However, it's crucial to understand that "cheapest" is relative and depends heavily on individual factors like driving history, age, car type, and location *within* the state.

States consistently cited as having some of the lowest average rates include:

* Maine: Often ranks very high for affordability.

* Idaho: Typically boasts relatively low premiums.

* Iowa: Frequently appears on lists of states with cheap car insurance.

* North Carolina: While rates vary considerably within the state, the overall average is often lower than the national average.

* Ohio: Another state often mentioned for its comparatively low average rates.

* Oklahoma: Usually shows lower-than-average premiums.

Important Note: These are generalizations based on averages. Your actual cost will vary dramatically based on your individual circumstances. Getting quotes from multiple insurers in your specific location is absolutely essential to find the best rate for *you*. Don't rely solely on state-level averages.