Should I tell the police? Does my insurance cover the damage? Can I repair it myself? Aside from questions about who or why, many drivers wonder what they should do next.
Read on to find out how to report, repair and prevent your vehicle being keyed.
Keying is considered an act of vandalism. If you believe your car has been deliberately scratched, you should report it to your local police using 101, the non-emergency number.
Even if they can’t catch the culprit, you’ll still be given a crime reference number, which you’ll need to make an insurance claim.
Some insurance policies cover scratches, others don’t. Your level of cover will also affect this – if you only have third party insurance, you won’t be covered.
Even if you are covered, you may decide against claiming, especially if your excess is greater than the cost of the claim. To check RAC policies find out what’s covered with RAC car insurance here.
Whether or not you choose to make a claim will depend on the extent of the damage and how seriously you take the appearance of your car.
Some of us don’t mind a little wear and tear, but most of us probably want to get it sorted, and fast!
Find your nearest RAC Approved Garage now:
Some insurance providers will protect your no claims discount when claiming for a keyed car, but it’s always best to check your policy with your provider.
RAC Car Insurance Plus customers are covered by our ‘Vandalism Promise’. If your car is damaged through vandalism (which includes your car being keyed), any claim you make won't affect your no claims discount.
You’ll still have to pay any excess, but your no claims discount will be protected.
