Is auto insurance in Hawaii on average cheaper due to not as much area drive?

No, auto insurance in Hawaii is not on average cheaper due to less area to drive. In fact, Hawaii has some of the highest auto insurance rates in the United States. This is due to a number of factors, including:

- High population density: Hawaii has a very high population density, which means that there are more cars on the road and a greater chance of accidents.

- Limited public transportation: Hawaii has limited public transportation options, which means that many people rely on their cars to get around. This increases the number of miles driven and the risk of accidents.

- High cost of living: Hawaii has a very high cost of living, which means that auto insurance companies charge more to insure cars.

- High-risk drivers: Hawaii has a higher percentage of high-risk drivers, such as young drivers, drivers with poor credit, and drivers who have been convicted of DUI. This also increases the cost of auto insurance.