Here is what you can expect to happen if you return your vehicle to the lender:
1. The lender will take possession of the vehicle.
2. The lender will inspect the vehicle for damage.
3. The lender will estimate the value of the vehicle.
4. The lender will sell the vehicle to the highest bidder.
5. The lender will use the proceeds from the sale to pay off the loan balance.
6. The lender will send you any remaining balance after the loan is paid off.
If you are considering returning your vehicle to the lender, it is important to weigh the pros and cons of doing so. You should also speak to a lawyer to discuss your rights and options.