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What services does the Ford Motor credit company offer to consumers?

Ford Motor Credit Company (FMCC) offers various financial services to consumers, including financing options for purchasing Ford Motor Company vehicles. Here are the main services provided by FMCC:

1. Vehicle Financing:

- FMCC provides auto loans and lease options to individuals and businesses looking to purchase or lease Ford vehicles.

- Loan terms can vary, allowing customers to choose monthly payments that fit their budgets.

- Ford Credit offers various financing plans, such as low APR financing, special incentives, and flexible repayment options.

2. Refinancing:

- FMCC enables existing Ford vehicle owners to refinance their current auto loans, potentially reducing their monthly payments, lowering their interest rates, or extending their loan terms.

3. Leasing:

- FMCC offers lease agreements for individuals or businesses interested in using a Ford vehicle for a predetermined period without committing to ownership.

- Leasing provides flexibility and can be a good option for those seeking shorter-term options.

4. Insurance Products:

- Ford Motor Credit Company partners with insurance providers to offer various coverage options, including auto insurance and GAP (Guaranteed Asset Protection) insurance, which helps protect against potential losses in case of accidents or theft.

5. Credit Cards:

- FMCC issues branded credit cards in collaboration with major card networks, allowing customers to earn rewards and discounts on Ford vehicles, service, and parts.

6. Dealer Incentives and Rebates:

- Ford Motor Credit Company often collaborates with Ford dealerships to provide special incentives, discounts, and rebates on the purchase or lease of Ford vehicles when using FMCC financing.

7. Mobile App and Online Services:

- FMCC offers a mobile app and an online account management portal where customers can access their account information, make payments, manage leases, and receive updates about their financing.

8. Customer Support:

- Ford Motor Credit Company has a dedicated customer support team that assists borrowers with questions, concerns, and account-related issues. They can be reached through phone, email, or chat options.

By offering a comprehensive range of financial services, Ford Motor Credit Company aims to provide customers with convenient and flexible financing solutions that align with their needs when purchasing or leasing Ford vehicles.