However, there are some cases in which an insurance company may send you the check instead. This is typically the case when you are planning on completing the repairs yourself or if you are looking to purchase a new car. If this happens, you should be given a specific amount of time to complete the repairs or purchase the car before the check expires.
It's important to note that if the insurance company sends you the check, they may require you to provide proof that the repairs were completed. This may include receipts from the parts you purchased and labor costs.
If you have any questions about your insurance company's policy on sending checks for car repairs, you should contact them directly.