It depends on your state's laws and the requirements of your lender. Many states require motorcyclists to carry liability insurance, to provide financial protection in case of an accident. This type of insurance covers damages to other people's property and injuries caused by the motorcycle rider. Full coverage insurance, which typically includes collision and comprehensive coverage, provides additional protection for your motorcycle in case of damage caused by an accident, vandalism, or theft.
If you are financing your motorcycle, your lender may require you to purchase full coverage insurance. This is because the lender wants to protect its investment in case of an accident or total loss.
It's important to shop around and compare quotes from multiple insurance companies to find the best coverage at a fair price.
