Yes, motorcycle insurance is required in New York. All motorcycle owners in New York are required to have motorcycle insurance. The minimum liability insurance coverage required is;
- Bodily injury liability coverage: $25,000 per person, $50,000 per accident.
- Property damage liability coverage:$10,000 per accident.
Additional insurance coverages, including collision, comprehensive, and uninsured/underinsured motorist coverage, are optional but highly recommended to provide financial protection in case of an accident.
