Will homeowners insurance not cover a stolen motorbike and only ATVs if they service the property?

Typically, homeowners insurance policies do not cover motorized vehicles like motorbikes, unless they are specifically scheduled or endorsed on the policy. ATVs may be covered if they exclusively service the insured property, such as for landscaping or snow removal tasks on the policyholder's premises.

It's crucial to refer to your specific homeowners insurance policy to comprehend your coverage boundaries fully. If you have concerns about whether your motorbike or ATV is covered, consult with your insurance agent or provider. They can guide you on any additional coverage you might need to obtain suitable protection for your vehicles.