Is a leased car considered with loan?

A leased car is not considered a loan. A loan is a type of debt that you borrow from a lender and agree to repay over a period of time, usually with interest. A lease is a contract that allows you to use an asset (in this case, a car) for a set period of time in exchange for monthly payments. At the end of the lease term, you typically have the option to purchase the car from the lessor for a predetermined price.