If your car is repossessed in Montana and you pay the finance company total amount owe full plus whatever fees are they required to return car?

In Montana, if your car is repossessed, the finance company is required to return the car to you if you pay the full amount owed, plus any applicable fees, within a certain period of time. The specific timeframe depends on the type of loan you have and the terms of your loan agreement.

For example, if you have a security interest loan, the finance company must return the car to you if you pay the full amount owed within 10 days of the repossession. If you have a chattel mortgage loan, the finance company must return the car to you if you pay the full amount owed within 30 days of the repossession.

In addition to the full amount owed, you may also be required to pay any applicable fees, such as:

* Repossession fees

* Storage fees

* Late fees

* Attorney's fees

The finance company must provide you with an itemized list of all fees and charges that you are required to pay in order to redeem your car.

If you are unable to pay the full amount owed within the specified timeframe, the finance company may sell your car at a public auction. You will be entitled to any proceeds from the sale after the finance company has deducted the amount owed, plus any applicable fees and charges.

It is important to note that if you are behind on your car payments, you should contact the finance company immediately to discuss your options. You may be able to work out a payment plan or other arrangement to avoid repossession.