Does a rented utility trailer need collision coverage?

It depends. If you are renting a utility trailer from a company that provides insurance coverage, then you may not need to purchase additional collision coverage. However, if the rental company does not provide insurance, or if you want additional coverage, you can purchase collision coverage from your own insurance company.

Here are a few things to consider when deciding whether to purchase collision coverage for a rented utility trailer:

* The value of the trailer. If the trailer is worth a lot of money, you may want to purchase collision coverage to protect your investment.

* The length of the rental. If you are renting the trailer for a long period of time, you may be more likely to be involved in an accident, so you may want to purchase collision coverage.

* Your own insurance coverage. Some personal auto insurance policies include collision coverage for rental vehicles. Check with your insurance company to see if your policy provides coverage for rented utility trailers.

If you are not sure whether you need collision coverage for a rented utility trailer, it is always a good idea to err on the side of caution and purchase the coverage. This will protect you financially in the event of an accident.