1. For legal protection: Even if your car is not being used, it is still considered a motor vehicle and falls under the same insurance regulations as drivable vehicles. Liability insurance, for instance, can provide financial protection in case your parked car causes damage or injury to others.
2. To comply with state laws: Some states have laws that require all registered motor vehicles to be insured, regardless of their drivability. For instance, in California, all vehicles must have liability insurance, even if they are not driven or stored on public roads.
3. In case of theft or damage: Even if your car is parked and not drivable, it is still at risk of being stolen or damaged. Comprehensive insurance coverage can help protect your car against theft, vandalism, natural disasters, and other losses.
4. To meet loan requirements: If you have a car loan, your lender may require you to maintain insurance on the vehicle, regardless of its condition or use.
5. For peace of mind: Having insurance coverage can provide peace of mind knowing that your car is financially protected, even when it is not being driven or stored on the road.
For these reasons, even if your car is not drivable, it is essential to maintain appropriate insurance coverage to ensure legal compliance and financial protection. You can explore different insurance options with different levels of coverage to find an affordable plan that meets your specific needs and requirements.
