If been making monthly payments on your car and you are still a month behind can they repo it?

Yes, a lender can repossess your car if you are behind on your payments, even if you are only one month behind. In most states, lenders have the right to repossess your car if you default on your loan, which means that you miss a payment or fail to meet other terms of the loan agreement. Some states have laws that require lenders to give you a grace period before they can repossess your car, but this is not always the case. If you are concerned about your ability to make your car payments, you should contact your lender as soon as possible to discuss your options.

Here are some things to keep in mind about car repossession:

* Lenders are not required to notify you before they repossess your car.

* You may have the option to get your car back by paying the outstanding balance on your loan, plus any fees and costs.

* If you do not get your car back within the time period specified by the lender, it will be sold at auction.

* You may be responsible for the difference between the amount you owe on your loan and the amount your car sells for at auction.

Car repossession can have serious consequences for your credit and your finances. If you are struggling to make your car payments, you should contact your lender immediately to discuss your options. There may be resources available to help you get back on your feet and avoid repossession.