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Can a car dealer repo your if you are only 6 days late?

It depends on the terms of your auto loan contract.

In general, car dealers cannot repossess a vehicle without giving you notice and an opportunity to cure the default.

Some states have specific laws that dictate how long a car dealer must wait before repossessing a vehicle.

In Massachusetts, for example, a car dealer must wait at least 20 days after sending you a notice of delinquency before repossessing your vehicle.

If you are concerned that your car may be repossessed, you should contact the car dealer and discuss your options.