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If your car is in the shop but you are still making payments can they repo car?

Yes, your car can be repossessed even if it is in the shop. This is because when you sign a loan agreement with a lender, you agree to repay the loan in full according to the terms of the agreement. If you default on your payments, the lender has the right to repossess the car, regardless of where it is located.

If you are in the process of getting your car repaired, it is important to contact your lender and let them know that your car is in the shop. You should also provide them with the contact information for the repair shop so the lender can verify that your car is actually there. This will help to prevent the lender from repossessing your car while it is in the shop.

If you are having difficulty making your car payments, there are a number of things you can do to try to avoid repossession. You can contact your lender and see if they can work with you to lower your monthly payments or extend your loan term. You can also look into getting a part-time job or selling items you no longer need to help you make your payments.

If you are still unable to make your payments, you may need to consider filing for bankruptcy. Bankruptcy will stop the lender from repossessing your car and allow you to reorganize your debts so you can make them more manageable.