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What to do when no liability or car insurance in accident?

1. Remain calm and assess the situation. Pull over to the side of the road if possible, and check to see if anyone is injured. If anyone is injured, call 911 immediately.

2. Exchange information with the other driver. This includes names, phone numbers, insurance information, and license plate numbers.

3. File a police report. This is important even if there is no visible damage to either car. The police report will help document the accident and may be necessary for insurance purposes.

4. Contact your insurance company. Even if you don't have car insurance, you may still have some coverage through your homeowner's or renter's insurance.

5. Seek legal advice. If you have been injured in the accident and the other driver is uninsured, you may need to talk to a lawyer about your legal options.

Here are some additional things you can do to protect yourself in the event of an accident with an uninsured driver:

1. Make sure your car is in good condition. Keep up with regular maintenance and repairs, and make sure your tires are properly inflated.

2. Drive defensively. Be aware of your surroundings and other drivers, and avoid taking risks.

3. Carry an emergency kit in your car. This kit should include flares, a first-aid kit, and a fire extinguisher.

4. Consider purchasing uninsured/underinsured motorist coverage. This type of coverage will help protect you if you are in an accident with a driver who does not have insurance or does not have enough insurance.