Are you responsible for your deceased husbands car payments if name is not on the title or loan?

It depends on the state's laws. In most cases, the debt is considered a marital debt, and the surviving spouse is responsible for it. However, if the car is titled and registered in the deceased spouse's name only, the surviving spouse may not be obligated to make the payments. Additionally, if the deceased spouse had a co-signer on the loan, the co-signer may be responsible for the remaining payments.