For example, in the US, all states except New Hampshire require car insurance. The specific requirements vary from state to state, but most states require drivers to carry liability coverage, which protects against damages caused to other people and their property in an accident you cause. Some states also require drivers to carry collision and comprehensive coverage, which protect your own car in case of damage.
In Canada, car insurance is mandatory in all provinces and territories. Each province and territory has its own insurance regulations, but most require drivers to carry third-party liability coverage, which protects against damages caused to other people and their property in an accident you cause. Some provinces and territories also require drivers to carry accident benefits coverage, which provides compensation for injuries sustained by you or your passengers in an accident, regardless of who is at fault.
In the UK, it is a legal requirement to have car insurance if you drive a vehicle on public roads. The minimum legal requirement is to have third-party liability insurance, which protects against damages caused to other people and their property in an accident you cause. However, it is highly recommended to have fully comprehensive insurance, which provides additional coverage for damages to your own car, as well as theft, vandalism, and other non-accident related events.
So, yes, you typically need to have car insurance on a car in most countries to comply with the law and financially protect yourself in case of an accident.
