Here are some possible consequences:
1. You could be cited for driving without a valid driver's license. This could result in fines, points on your license, and even jail time.
2. The insurance company may deny your claim or only pay a portion of the damages. This is because you were driving illegally at the time of the accident.
3. Your parents or guardians could be held liable for the damages. This is because they allowed you to drive without a license.
4. You could face civil lawsuits from the other driver or passengers involved in the accident. They may seek compensation for their injuries and expenses.
5. If someone is seriously injured or killed in the accident, you could be charged with a felony.