Do you need insurance if have a drivers license?

Yes, in most jurisdictions it is mandatory for drivers to have auto insurance in order to legally operate a vehicle. The purpose of auto insurance is to provide financial coverage in case the driver causes damage to another person or property, or if their own vehicle is damaged in an accident. Depending on the law, the specific requirements for auto insurance may vary from one place to another, but typically these include coverage for liability, collision, and personal injury. It is important for drivers to understand the insurance laws and regulations in their area and to have the appropriate insurance in place to meet these requirements and protect themselves and others while operating a motor vehicle.