Does auto liability insurance cover passengers in your car?

Auto liability insurance generally provides coverage for bodily injury and property damage that you or your covered drivers cause to others while operating your insured vehicle. This coverage extends to passengers in your car if they are injured in an accident that you cause.

It's important to note that auto liability insurance does not provide medical coverage for your own injuries or the injuries of your passengers. For your own medical expenses, you may need to have personal health insurance or medical payments coverage as part of your auto insurance policy.

Also, the amount of liability coverage available under your policy may have limits. If the damages exceed the limits of your liability coverage, you may be personally responsible for the remaining amount.

Coverage details can vary, so it's essential to carefully review your auto insurance policy and understand the specific terms and conditions, including coverage limits, exclusions, and endorsements. If you have any questions or concerns about coverage, you should consult with your insurance provider for clarification.