Can credit card company take your car in Ohio?

No, a credit card company cannot directly take your car in Ohio (or any other state) simply because you have outstanding credit card debt. Credit card debt is unsecured debt. This means the creditor doesn't have a specific asset pledged as collateral for the loan. Your car, unless you used it as collateral for a separate loan (like an auto loan), is not tied to your credit card debt.

They can, however, pursue other legal actions to collect the debt, such as:

* Lawsuits: They can sue you in court to obtain a judgment against you. This judgment could then allow them to garnish your wages or seize other assets (like bank accounts) to satisfy the debt.

* Wage garnishment: A court order allowing a portion of your paycheck to be seized to pay the debt.

* Bank levy: A court order seizing funds from your bank account.

* Property liens: In some situations, if the debt is significant, they might pursue a lien on your property, but this usually wouldn't involve directly taking your car unless you had previously used the car as collateral for a different loan.

In short, while they can't just repossess your car for credit card debt, they can pursue legal action to collect the debt, which could indirectly impact your ability to keep your car if those actions lead to wage garnishment or asset seizure impacting your ability to make payments on your car.