How much damage does it take to total a vehicle?

There is no one-size-fits-all answer to this question, as the amount of damage that it takes to total a vehicle can vary depending on a number of factors, including the make and model of the vehicle, its age and condition, and the severity of the damage. However, there are some general guidelines that can be followed.

In general, a vehicle will be considered totaled if the cost of repairs exceeds the actual cash value (ACV) of the vehicle. The ACV is the amount that the vehicle would be worth if it were in good condition and without any damage.

Insurance companies typically use a formula to calculate the ACV of a vehicle. This formula takes into account the vehicle's make, model, year, mileage, and condition.

In some cases, a vehicle may be totaled even if the cost of repairs does not exceed the ACV. This can happen if the vehicle is deemed to be a total loss due to its condition or the extent of the damage. For example, a vehicle may be totaled if it is frame damaged, has significant water damage, or has been declared unsafe to drive.

If you are involved in a car accident, it is important to contact your insurance company to find out if your vehicle has been totaled. If your vehicle is totaled, you will need to work with your insurance company to settle your claim and receive compensation for the loss.