Did a new law come into affect in North Carolina That you have to auto insurance on yourself when drivers license but own car?

Yes, in North Carolina, all vehicles must be registered (NC General Statute §20-301) and inspected (NC General Statute §20-183) to be operated on public roads. Additionally, all motorists are required to carry insurance or bond coverage (NC General Statute §20-309) to protect themselves and others in case of an accident.

The type and amount of insurance coverage required vary depending on the type of vehicle and the jurisdiction. For personal vehicles, the minimum liability insurance coverage required in North Carolina are (NC General Statute §20-279.22):

$30,000 for bodily injury per person;

$60,000 for bodily injury per accident;

$25,000 for property damage per accident.

Other types of insurance coverage, such as comprehensive and collision coverage, are optional but highly recommended to provide additional protection for the vehicle.

It is important note that the insurance coverage requirements are the same whether the vehicle is owned or leased, and the insurance must be in effect at all times when the vehicle is operated on public roads. Failure to maintain insurance coverage can lead to various legal consequences, including fines, license suspension, and potential civil liability for damages caused in an accident.

Therefore, it is crucial for vehicle owners and operators in North Carolina to comply with the insurance requirements to ensure lawful and responsible driving.