Some auto insurance policies include coverage for driving other cars not owned by the policyholder. This coverage is typically called "permissive use coverage" or "non-owner insurance." Permissive use coverage typically provides liability insurance coverage if you are driving someone else's car with their permission. However, the coverage may have limitations, such as a maximum amount of coverage or restrictions on the types of vehicles you can drive.
It's important to check the specific terms and conditions of your auto insurance policy to determine if it includes permissive use coverage and what the coverage limits are. If you are unsure about your coverage, you should contact your insurance company for clarification.
In some cases, you may be able to purchase additional coverage for driving other cars that is not covered under your primary auto insurance policy. This type of coverage is sometimes called "non-owner's car insurance" or "occasional driver insurance."
It's also worth noting that some jurisdictions have laws that require drivers to have auto insurance coverage when they are driving any vehicle, regardless of who owns the car. In these cases, you may be required to purchase additional insurance if you want to drive a car that is not your own.
If you are planning to drive a car that is not your own, it's important to make sure that you have adequate insurance coverage to protect yourself in case of an accident or other covered event. You should carefully review your auto insurance policy and, if necessary, contact your insurance company to discuss your coverage options and ensure you are adequately protected.
