In South Carolina, a non-owners SR-22 is a type of financial responsibility insurance that is required for drivers who do not own a vehicle but have been convicted of certain traffic offenses, such as driving under the influence (DUI) or reckless driving. A non-owners SR-22 insurance policy provides proof that the driver has met the state's financial responsibility requirements and can be used to reinstate a suspended or revoked driver's license.
However, a non-owners SR-22 insurance policy does not provide liability coverage for drivers, which is required by law in South Carolina. Liability coverage protects drivers from financial liability if they cause an accident and damage someone else's property or injure another person. Therefore, you cannot legally drive a vehicle in South Carolina with only a non-owners SR-22 insurance policy.
If you want to drive a vehicle in South Carolina, you must have both a non-owners SR-22 insurance policy and a liability insurance policy. The liability insurance policy must meet the minimum liability limits set by the state, which are $25,000 for bodily injury per person, $50,000 for bodily injury per accident, and $25,000 for property damage.
