Here's a strategy:
1. Locate the fuel pump: Consult a repair manual or online resources (like YouTube videos showing fuel pump replacement on a '98 Explorer) to pinpoint the fuel pump's location in the vehicle's floor. It's usually in the rear passenger compartment, sometimes under the back seat or a section of carpeting.
2. Plan your cut: Once you've located the pump, you need to determine the smallest access hole that will allow you to remove and replace the pump assembly comfortably. Don't cut a large hole unnecessarily.
3. Consider the access panel: See if there's an existing access panel you can use or enlarge. This is the ideal scenario as it minimizes damage to the vehicle's floor.
4. Choose the cutting location: If an access panel isn't available, choose a location that's unobtrusive and easy to repair afterward. Avoid cutting near any structural supports or critical vehicle components.
5. Cut carefully: Use a hole saw or a jigsaw with a fine-tooth blade to create a clean and precise hole. Always protect yourself with appropriate safety equipment (eye protection, gloves, etc.).
Crucially: Before making any cuts, completely disconnect the vehicle's negative battery terminal. This is essential to prevent sparks and avoid potential fire hazards when working near fuel lines. Also, release the fuel system pressure according to the instructions in a repair manual before beginning work.
After the repair: Once the fuel pump is replaced, you'll want to repair the hole you cut. You can use a replacement section of floor material (perhaps from a junkyard), and seal it properly to prevent moisture from getting inside the vehicle.
Again, strongly recommend consulting a repair manual specific to your 1998 Ford Explorer. It will provide diagrams and detailed instructions to help you identify the best location for accessing the fuel pump safely and effectively. If you're not comfortable with this repair, consider having a qualified mechanic perform the work. Fuel pump replacement involves working with flammable materials and requires care and expertise.