* Evidence of Neglect: Bald tires are a clear indication that you haven't been maintaining your vehicle properly. This raises concerns about other potential safety issues that might have contributed to the accident.
* Skidding: Even though the accident wasn't severe, the fact that you skidded suggests that your tires weren't providing adequate grip, which could be a result of bald tires.
* Safety First: Insurance companies prioritize safety. They might argue that replacing the tires is a preventative measure to ensure your car is safe to drive after an incident where safety was compromised.
* Legal Liability: If the accident involved another party, your insurance company might replace the tires to avoid potential claims of negligence on your behalf.
However:
* Not Guaranteed: It's not a guaranteed outcome. Your insurance company will likely assess the situation, consider the severity of the accident, and look at your driving history. They might also investigate other possible contributing factors.
* Negotiation: If they don't automatically offer replacement, you can present your case and argue why new tires are necessary for safe driving.
It's crucial to have documentation:
* Accident Report: The police report will document the accident details.
* Tire Condition: Photos or video of your bald tires can strengthen your claim.
* Maintenance Records: If you have recent tire maintenance records, it can demonstrate your commitment to vehicle safety.
Ultimately, whether your insurance company replaces the tires will depend on their specific policies, the details of the accident, and your negotiation skills. It's a good idea to contact your insurance representative directly to discuss the situation and your options.
