Here's why:
* Repossession is a legal process related to secured loans. When you take out a loan to purchase a car, the lender typically places a lien on the vehicle. If you default on the loan payments, the lender can repossess the car to recover their losses.
* Auto-mechanical services are separate transactions. Paying for repairs or maintenance is a separate agreement with the mechanic, not with the lender who financed your car.
However, there are some exceptions:
* If the mechanic has a lien on your car: In some cases, a mechanic might place a lien on your car if you owe them a significant amount for repairs and refuse to pay. This lien can be used to force the sale of the vehicle to cover the debt. However, this is less common and usually applies to very large amounts owed.
* If the mechanic files a lawsuit: A mechanic could sue you in small claims court for unpaid services. If they win, they might be able to get a court order to sell your car to cover the debt.
Important Note: It's crucial to maintain open communication with your mechanic if you're struggling to pay for services. They might be willing to work with you on a payment plan or other solutions.
Always consult with a legal professional if you have questions about your specific situation or if you're facing legal action regarding unpaid auto-mechanical services.
