Here are a few key points to consider:
Negligence: To determine if your suspended license can affect your claim, the concept of negligence comes into play. Negligence is the failure to exercise reasonable care that results in harm to someone else. In this case, the primary consideration would be whether your suspended license played any role in causing or contributing to the accident.
Contributory Negligence: Some jurisdictions follow the doctrine of contributory negligence, meaning that if you were even slightly negligent and your negligence contributed to the accident, you may be barred from recovering any damages. On the other hand, other jurisdictions follow a modified comparative negligence rule, where your recovery may be reduced based on the percentage of fault attributed to you.
Proof of Negligence: Even if you had a suspended license, you may still be able to recover damages if the other driver's negligence was the sole cause of the accident. You would need to present evidence to demonstrate that the drunk driver's intoxication and unsafe driving led to the collision, without any contribution from your own negligence.
Insurance coverage: Having a suspended license can also impact your insurance coverage. If your insurance policy requires you to have a valid license, your insurance company may deny or limit your coverage for the accident.
It is crucial to consult with a legal professional who specializes in personal injury law in your jurisdiction. They can provide you with specific guidance based on the laws and circumstances applicable to your case.
