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Is it legal for a dealership to repossess car when payments have been made?

It is illegal for a dealership to repossess a car if the payments have been made on time and in full. However, some dealers may claim that a missed payment is late even if it was received on time as the funds may take a few days to reach the account used to receive payments.

If a dealership attempts to repossess your car even though you have made all of your payments, you should contact an attorney and ask for more time before the repossession.