Does home owner insurance cover damage to property that falls from a trailer being towed?

It depends on the specific terms and conditions of the homeowner's insurance policy. Some policies may provide coverage for damage caused by objects falling from vehicles, including trailers, while others may not. For example, some policies may exclude coverage for damage caused by vehicles, including trailers, or they may have specific exclusions for damage caused by objects falling from vehicles. It is important to carefully review the policy's terms and conditions, or contact the insurance company, to determine whether or not there is coverage for damage caused by objects falling from a towed trailer.