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Can a car be repossessed after 20 days of being late?

Yes, a car can be repossessed after 20 days of being late on payments, depending on the terms of your loan agreement. Most lenders allow a grace period of 10-15 days before they start the repossession process, but some lenders may be more strict and begin repossession proceedings sooner. If you are late on your car payment, it is important to contact your lender immediately to discuss your options and avoid repossession.
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