* A copy of the police report
* Photos of the damage to your car
* Estimates for repairs
* Witness statements
* Any other documentation that supports your claim that you were not at fault
2. Contact your insurance company. File a claim and submit all of the evidence you have gathered.
3. Dispute the claim. If the insurance company denies your claim or assigns you fault for the accident, you can dispute the decision.
4. Request an independent appraisal. If the insurance company does not agree to change their decision, you can request an independent appraisal. This is a process where a neutral third party reviews the evidence and determines who is at fault for the accident.
5. File a complaint with your state insurance department. If you are still not satisfied with the insurance company's decision, you can file a complaint with your state insurance department.
Here are some additional tips that may be helpful:
* Be polite and respectful when dealing with the insurance company.
* Be persistent and follow up on your claim regularly.
* If you need help, you can contact an attorney who specializes in auto insurance law.
