- Ensure the lender followed and abided by the repossession rules and regulations per your state's law.
2. Contact the lender immediately.
- Inquire about the reasons behind the repossession and ask for detailed information regarding the outstanding balance.
3. Check your loan agreement thoroughly.
- Examine it for any errors, discrepancies, or irregularities.
4. Provide proof of payment.
- Comply with proof of payments and correspondences with the lender if you believe there has been a mistake.
5. Dispute the repossession.
- If you believe the repossession was wrongful, file a dispute with the creditor and submit supporting documents.
6. Contact a consumer protection agency or a lawyer.
- Seek professional legal advice and representation if you believe the repossession was illegal.
