- The severity of the accident
- The cost of damages to the other vehicle(s) and property
- Whether there were any injuries
- Your driving history
- Your policy limits
In general, you can expect your insurance to increase by anywhere from 20% to 100% after an at-fault accident. However, it could go up by more if the accident was severe or if you have a history of at-fault accidents.
It's also important to note that your insurance company may not renew your policy after an at-fault accident. If this happens, you'll need to find a new insurance company, and you may have to pay a higher premium.
Here are some tips to help you keep your insurance costs down after an at-fault accident:
- File a claim with your insurance company as soon as possible.
- Provide your insurance company with all of the necessary information, including police reports, medical records, and estimates for damages.
- Work with your insurance company to settle the claim quickly and fairly.
- Consider taking a defensive driving course or other steps to improve your driving record.
- Shop around for a new insurance company if your current company raises your rates too high.
