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Where can a person get information for refinancing manufactured homes?

Refinancing a manufactured home can be a complex process due to the unique characteristics of these homes and the financing options available. To obtain information and guidance on refinancing a manufactured home, you can consider the following sources:

1. Lenders: Lenders who specialize in manufactured home loans can provide you with information about their available refinance programs, interest rates, and terms. Some common lenders for manufactured homes include credit unions, banks, and finance companies.

2. Mortgage Brokers: Mortgage brokers can assist you in finding and comparing refinance options from multiple lenders, making it easier to find the best deal. They can also help you understand the refinancing process and guide you through the application.

3. Manufactured Home Dealers: Manufactured home dealers may have information about refinancing options and might be able to connect you with lenders or brokers who specialize in manufactured home financing.

4. Government Agencies: The U.S. Department of Housing and Urban Development (HUD) offers information on manufactured home financing, including refinancing. HUD's website and local HUD offices can provide resources and guidance.

5. Online Resources: Various websites and online resources offer information on manufactured home refinancing, including lenders' websites, consumer finance websites, and manufactured home industry associations.

6. Credit Counseling Services: Credit counseling organizations can provide guidance on managing finances, understanding loan terms, and comparing refinance options.

Remember to compare multiple offers from different lenders and carefully consider the terms and conditions, including interest rates, fees, and any prepayment penalties before finalizing a refinance agreement for your manufactured home.

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