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What is the penalty for not having auto insurance?

The penalty for not having auto insurance can vary depending on the state or jurisdiction. Here are some common penalties:

Financial penalties:

1. Fines: Many states impose fines on drivers who are caught driving without insurance. These fines can range from a few hundred dollars to several thousand dollars.

2. Suspension of driver's license: In some states, your driver's license may be suspended or revoked if you are caught driving without insurance. This can make it difficult to get to work, school, or other important places.

3. Impoundment of vehicle: In some cases, your vehicle may be impounded and held by the police until you can provide proof of insurance. This can result in additional towing and storage fees.

4. SR-22 insurance: After a conviction for driving without insurance, you may be required to obtain an SR-22 insurance certificate. This is a type of high-risk insurance that can be more expensive than regular insurance.

Other consequences:

1. Difficulty obtaining future insurance: If you are caught driving without insurance, it may be more difficult and expensive to obtain insurance in the future. Insurance companies may view you as a high-risk driver and charge you higher premiums.

2. Personal liability: If you cause an accident while driving without insurance, you may be personally responsible for any damages caused to other people's vehicles or property. This can result in significant financial losses.

It's important to note that the penalties for driving without insurance can vary from state to state and may be subject to change, so it's best to check with the relevant authorities in your jurisdiction for the most accurate and up-to-date information.