1. Check for Injuries
- If anyone is injured, call 911 immediately. Move them to safety if it's safe to do so.
2. Call Police
- Call the police to report the accident. They will investigate and help create a police report, which can be useful if insurance claims are needed.
3. Exchange Information
- Exchange contact information, insurance details, and driver's license numbers with the other driver(s) involved.
4. Document the Scene
- If it's safe to do so, take photos of the accident scene, any visible injuries, and damage to vehicles. You can use these for insurance purposes.
5. Move to a Safe Area
- If possible, move your vehicles to the side of the road to avoid blocking traffic. Turn on your hazard lights to indicate you're pulled over.
6. Contact Insurance
- Inform your insurance company about the accident as soon as possible. This is especially important if you need to file a claim.
7. Seek Medical Attention
- Even if you don't feel immediate pain, it's important to see a doctor after an accident. Some injuries may not show symptoms right away.
8. Avoid Admittance of Fault
- In the heat of the moment, avoid saying things that could be interpreted as admitting fault. The police report and witness statements are what typically determine fault.
9. Contact a Lawyer (If Needed)
- In cases involving serious injuries or disputes, it's advisable to consult with an attorney experienced in accident claims. They can help navigate the legal process.
10. Complete Insurance Forms
- Once you get an insurance claim form from your company, fill it out and submit any necessary photos, medical records, and documents related to the accident.
Remember, safety is paramount in an accident. Ensure that you and any injured individuals receive the medical attention they require. In general, it's best to avoid any discussions about fault until the police arrive.
