There are a few exceptions to this rule, however. For example, if your car was stolen while it was parked on your driveway, or if it was stolen by someone who was not aware that the MOT had run out, you may still be able to make a claim. It is always worth checking with your insurance company to see if you are covered, even if your MOT has run out.
It is important to note that the MOT test is not just a check on the safety of your car. It is also a check on its environmental performance. If your car does not pass its MOT test, it means that it is not roadworthy and should not be driven. Driving without a valid MOT is a serious offence, and you could be fined or even disqualified from driving.
For these reasons, it is important to make sure that your car's MOT is always up to date. This will help to ensure that your car is safe to drive, and that you are covered by insurance in the event of a theft.
