Do 4 wheelers for sale require insurance?

The insurance requirements for four-wheelers (also known as all-terrain vehicles or ATVs) vary depending on the jurisdiction in which they are being operated. In many areas, ATVs are considered recreational vehicles and are subject to the same insurance laws as other types of recreational vehicles. In other jurisdictions, ATVs may be considered utility vehicles and subject to different insurance requirements.

In general, most jurisdictions require at least liability insurance for ATVs. Liability insurance provides coverage for injuries or damages caused to others as a result of operating an ATV. Some jurisdictions may also require additional coverage, such as collision and comprehensive coverage, which provide protection for the ATV itself in the event of an accident or theft.

It is important to check the specific insurance requirements for ATVs in the jurisdiction where you live or plan to operate an ATV. Insurance companies may also have their own requirements and restrictions for ATV insurance, so it is a good idea to shop around and compare quotes from different companies before purchasing insurance for an ATV.

In addition to insurance, it is important to wear appropriate safety gear when operating an ATV, such as a helmet, eye protection, and gloves. It is also important to be aware of the risks associated with operating an ATV and to take precautions to minimize the risk of accidents and injuries.