* Car rental insurance is primarily for the car: It covers damage to the rental vehicle and liability if you cause an accident. It's designed to protect the rental company, not you personally.
* Medical coverage is usually separate: You'll need to rely on your own health insurance, travel insurance, or local healthcare system for medical expenses after an accident.
* Some add-ons may offer limited coverage: Some rental companies offer add-on insurance options like personal accident insurance, which might cover some medical expenses. However, this is usually limited and doesn't replace comprehensive health insurance.
Here's what you should do:
1. Check your existing health insurance: Many travel insurance policies offer medical coverage abroad. See if your current policy covers accidents in the country you're visiting.
2. Consider travel insurance: If your existing policy doesn't provide sufficient coverage, consider purchasing travel insurance specifically designed for your destination.
3. Ask about add-on insurance at the rental counter: If you're concerned about medical costs, inquire about additional insurance options offered by the rental company. Be sure to read the policy carefully to understand its limitations.
Remember: It's always best to be prepared. Ensure you have adequate health insurance before traveling, as relying solely on car rental insurance for medical treatment is usually not enough.
