* Liability Coverage: Even if your car is not being driven, you could still be held liable for accidents. For example, if your car is parked on a hill and rolls into another vehicle, you would be responsible.
* Comprehensive Coverage: This covers damage to your car from events other than accidents, such as theft, vandalism, fire, and natural disasters. Even if your car is broken down, it could be damaged in these ways.
* Collision Coverage: While not strictly necessary, collision coverage could be helpful if your car is hit while it is broken down.
* Legal Requirements: In most states, it is illegal to drive a car without car insurance. Even if your car is not being driven, you may still be required to maintain insurance.
In short: It's always best to keep your car insurance active, even if your vehicle is not drivable. This protects you from financial hardship in the event of an accident or damage to your car.
